Wednesday, December 18, 2013

Flub-dump

Good news!  I like good news!
Keith and I applied for life insurance back in February.  We both had some but decided it wasn't enough with our boys now in private school and a bigger mortgage...these weren't factors many years ago to consider.
Keith passed his medical exam with flying colors (I was surprised to be honest) and I failed (and that surprised me more!).  Rejected, failed, not accepted.
This was due to the fact I disclosed in my healthy interview (because I am an honest person!) that I had rheumatic fever as a child and now have a heart murmur.  They retrieved my medical records in storage as my most recent doctor retired but they weren't happy with the information they found which was really nothing.  My previous doctor never did any testing on my heart.  All my testing (EKG and Echocardiogram) was done when I was a teen and that doctor was LONG gone and those records are likely destroyed by now.  I remember the results of those tests being favorable but my verbal say so wasn't good enough for the insurance underwriters.

So an appointment was made to get an echocardiogram.  That was a four month wait but finally was done on Dec 4th.  
Today I went to see my GP to discuss results.  First of all, I have to say that my new doctor is very prompt.  I entered the office at 10:49 am, was called into the room at 10:50 and was out the door to my car by 10:56 am.  Very efficient which is a blessed change from most medical professionals.  Anyhow...the report said that my heart is very healthy in every way.  No valve damage, blood is flowing properly and it's of normal size.  All excellent news in regards to my life insurance hopefully being approved and putting my mind at ease about this 'alleged' heart murmur I thought I had.

Over my life most doctors have said they can't hear my murmur and a few have said they can hear a soft one.  Today my doctor took a listen and said she 'thought' she could hear something.  But the report says 'no murmur' so I am going with that!

4 comments:

villagegirl said...

Yay for good health! Wow - that is a long way from Feb...isn't our medical system fantastic?
Glad it's all good!

Stephanie said...

Yay! Rachel, I had the same problem. Had a heart murmur in my twenties that went away. The insurance people were all over that and it made me regret that I ever mentioned it.

Our medical system is sooooo slow. I have come to detest it over the past few months in dealing with a few specialists. Glad everything worked out for you!

Sonya said...

Glad to hear that you're alright!

QuiltNut Creations said...

Just redoing my life insurance now and hate the medical parts; I've been denied before and it always stresses me out. Glad you are okay; no news is good news :)